Information for Brokers VLD Realty provides a valuable service to mortgage brokers and bankers who seek private lending for their clients. We offer lending solutions that go above and beyond traditional approaches and our willingness to find creative solutions to their needs. VLD Realty focus on the quality of the properties and their loan-to-value ratios as well as the background of the prospective borrowers. Private mortgage loans are short-term (6 month - 12 month) hard money or asset based loans made to the borrowers where the decision to lend is based on the equity and value of the property being put up as collateral, not on the borrowers credit. Deals are closed quickly, creatively, and without the bureaucracy of an institutional lending process. We are able to close most loans in 2 weeks or less whereas institutional lenders require 6 – 12 weeks or more to close and fund a loan.   VLD Realty specializes in construction, land acquisition and development loans. When it comes to construction financing, a quick closing can mean the difference between lost opportunity versus a project on time and under budget. Plenty of lenders offer financing after completion; the difficult part is getting money for the finishing touches that ultimately add the greatest value to the property.  VLD Realty construction loan program is the fastest, simplest financing of its kind in the market today.       Broker Checklist:   When you bring your deal to VLD Realty, you enjoy the following benefits: Fast decisions. We evaluate your deal as soon as you submit it (see online Loan Application ) - usually within 48 hours. Creative deal structures.  We take a creative approach to valuation and collateral to ensure no opportunity is missed. Loan terms. We set our own loan criteria, and can adapt each loan's terms to the client's needs. Referral fee. We do all works for your borrower and after the deal is closed, you receive the points as a referral fee. Brokers are a very important part of our business and we appreciate the opportunity to serve you.  Are you ready to deal? Review our Loan Criteria and online Loan Application at VLD Realty today.