Information for Borrowers VLD Realty Inc. is the leading Private Money Lender in the California. We specialize in Private Money Loans, where speed in funding and underwriting each borrower are critical to success. With offices in Sacramento, San Francisco, Stockton and Los Angeles, we have a focus on funding loans that banks cannot do. VLD Realty Inc. operation is designed to benefit borrowers and brokers with a pragmatic and effective decision making process. Most our loans closes in less than a two weeks. VLD Realty Inc. specializes in construction loans. When it comes to construction financing, a quick closing can mean the difference between lost opportunity versus a project on time and under budget. Plenty of lenders offer financing after completion; the difficult part is getting money for the finishing touches that ultimately add the greatest value to the property.  VLD Realty Inc. construction loan program is the fastest, simplest financing of it’s kind in the market today. Borrowers are attracted to VLD Realty Inc. because of the expediency and professionalism of our loan approval process, and our willingness to find creative solutions to their needs. In addition, our underwriting parameters and funding schedules are much more reasonable than those of conventional lenders. VLD Realty Inc. consider loans for all types of real estate projects, including: Land for acquisition and development Commercial and residential construction Refinance       Borrower Checklist:   Our clientele generally fit just outside of the traditional bank lending requirements, or they simply need bridge financing until they can obtain permanent financing. VLD Realty Inc. has extensive experience with certain project types including: Land acquisition Single Family Construction Commercial construction Retail and Office Projects Apartment Complexes Through special arrangements with our escrow agents we fund private construction loans based on 5 stage draws. We use an independent inspection company who provides both inspections and lien waiver reviews. Funding is quick and draws are available as soon as the work for each stage is complete. ► Review our Loan Criteria and online Loan Application today. ► Contact VLD Realty to discuss your specific situation. We will help you get answers fast.